Goal Planner
Goal Planner
Calculate monthly SIP, optional step-up SIP and lumpsum investment required.
Inputs
₹
Yrs
% p.a.
% p.a.
Optional. If entered, the step-up monthly installment section will be calculated and displayed.
Outputs
Monthly Installment
Total Invested Amount₹ 0
Gain₹ 0
Monthly Investment Required₹ 0
Step Up Monthly Installment
Total Invested Amount₹ 0
Gain₹ 0
Monthly Investment Required₹ 0
Lumpsum Investment
Total Invested Amount₹ 0
Gain₹ 0
Lumpsum Investment Required₹ 0
Investment Breakdown
Corpus Projection
FAQs
What is a Goal Planner and how to use it?
A Goal-Based Investment Planner helps investors estimate the SIP, lumpsum investment or combination required to achieve a financial goal within a specified timeframe.
The calculator uses the following parameters to calculate different investment outcomes:
The calculator uses the following parameters to calculate different investment outcomes:
- Target Corpus – The desired future investment value.
- Investment Period (Years) – The time available to achieve the goal.
- Expected Return p.a. – The estimated annual portfolio return.
- Step-Up Percentage (Optional) – Annual increase in SIP contributions, if applicable.
- Required Monthly SIP – Estimated monthly investment needed.
- Required Lumpsum Investment – Estimated one-time investment required.
- Total Investment – Total amount invested during the tenure.
- Estimated Gain – Estimated growth generated over invested capital.
Can I use both SIP and lumpsum?
Yes. The planner calculates both options simultaneously.
Does step-up improve planning?
Yes. Increasing investments periodically can reduce the initial SIP requirement.
What is the Required Monthly SIP Calculator?
It calculates the monthly SIP needed to achieve a specific financial goal within the chosen timeframe.
What is the Required Lumpsum Calculator?
It calculates the one-time investment required today to achieve a target corpus in the future.
What is the SIP + Lumpsum Combination Calculator?
It estimates the optimal mix of SIP and lumpsum investments required to achieve your financial goal.