Wealth First

Our experienced Management Team to accompany you in your financial journey. Our senior-level team directly engages with you to understand your unique financial requirements, suggest an appropriate investment strategy, oversee the execution, review, re-visit, re-strategize and re-structure if need be.

Services We Provide

  • Family Offices

    Geared towards providing more than ‘Wealth Management’ Services, WealthFirst Finserv aims to preserve and grow family wealth for the enjoyment of present and future generations. This is done through a combination of data science-proven proprietary mathematical models to achieve the targeted growth of wealth followed by a systematic transfer of wealth for future generations.

  • Private Wealth Management

    A process-based approach for accumulating, protecting, and growing our Private Clients’ wealth. Some of the ingredients of this process are: Financial Diagnostic, Sourcing Best Fund Managers, Execution & Risk Management

  • Estate Planning

    An important aspect of a ‘Family Office’ is the efficient transfer of wealth to successive generations. We have a specialized and dedicated in-house team to help our clients tailor a Structure to articulate and implement their vision for succession and continuity of the family wealth during their lifetime.

  • Corporate Treasury Solutions

    Apart from supporting all business activities, optimization of the overall cost of funding is the ultimate objective of any corporate treasury. With extensive experience, we would be able to provide comprehensive treasury solutions to corporate treasuries.

We mind your WEALTH so you can mind your BUSINESS.

Ramana GuptaFounder of WealthFirst Finserv
Do not get carried away by markets exuberance or sulk when markets are unkind to you. These phases pass in no time. Your aim is to stick to financial goals and allow your investments to grow.
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Do not get carried away by markets exuberance or sulk when markets are unkind to you. These phases pass in no time. Your aim is to stick to financial goals and allow your investments to grow.
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#personalfinance101 #personalfinance101 #investment #invest #investing #investing101 #character #guts #cheerful #despair #thistooshallpass #market #markets #equity #equities #carriedaway #exuberance #sulk #financialgoals #goals #goal #wealthymindset #jackbogle #realize #wealthadvisor #behaviour #wealthfirst #wealthfirstfinserv #wealth #financediscipline #financialknowledge
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Instant gratification is a human tendency which is hard to resist. Learn to overcome it and be patient. Remember – “Patience Pays”
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Instant gratification is a human tendency which is hard to resist. Learn to overcome it and be patient. Remember – “Patience Pays”
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#personalfinance #personalfinance101 #patience #gratification #deferred #workhard #workveryhard #waiting #wait #waitforit #overcome #tendency #bepatient #patiencepaysoff #patiencepays #invest #wealthymindset #wealthbuilding #wealthcreation #wealthadvisor #wealthfirst #wealthfirstfinserv #wealthmanagement
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Wealth creation is a long-term goal. Markets do not function linearly. Troughs and peaks are common. Ride them till you reach your goal.
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Wealth creation is a long-term goal. Markets do not function linearly. Troughs and peaks are common. Ride them till you reach your goal.
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Our approach to investments is more important than market performance. Be goal specific and remain invested through the cycles to reap the benefits.
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Our approach to investments is more important than market performance. Be goal specific and remain invested through the cycles to reap the benefits.
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#personalfinance #personalfinance101 #investor #problem #enemy #you #yourself #investments #investment #investnow #stayinvested #behaviour #behavior #behave #important #importance #benjamingraham #wealth #wealthfirst #wealthfirstfinserv #wealthymindset #wealthbuilding #investing101 #market #equity #equityinvestment #performance #goals #cycle #goal
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Wealth cannot be created overnight. Allow it time to grow. Ignore market vagaries and stay invested to reach your financial goals.
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Wealth cannot be created overnight. Allow it time to grow. Ignore market vagaries and stay invested to reach your financial goals.
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#personalfinance #personalfinance101 #market #equity #equities #investor #investment #panic #invested #wealth #wealthfirst #wealthfirstfinserv #wealthbuilding #investing101series #financialgoals #wealthymindset #wealthcreation #investing101 #wealthloss #loss #decline #money #equityinvestment #stock #stockmarket
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The ultimate goal of creating wealth is not to see those zeros adding on to your bank statements, but to enjoy the freedom and opportunity and life it provides you with.
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The ultimate goal of creating wealth is not to see those zeros adding on to your bank statements, but to enjoy the freedom and opportunity and life it provides you with.
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The hardest part about building your finances is just getting started. Once you start, stay put to see your investments grow. Do not wait. Start your journey now. 
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The hardest part about building your finances is just getting started. Once you start, stay put to see your investments grow. Do not wait. Start your journey now.
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#personalfinance #personalfinance101 #wealth #wealthymindset #decisions #difficult #tenacity #ameliaearhart #wealthfirst #wealthfirstfinserv 4#money #opportunity #opportunities #investing #investing101 #wealthcreation #wealthmanagement #wealthadvisor #financialfreedom #financialliteracy #financialwisdom
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Don't Invest in Fads.
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Don't Invest in Fads.
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Our wealth grows in line with business growth.
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Our wealth grows in line with business growth.
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#personalfinance #personalfinance101 #wealth #business #businessgrowth #wealthcreation #wealthymindset #quickmoney #stocks #equities #equity #stockmarket #stock #stockmarketindia #stockmarketinvesting #equityinvestment #wealthfirst #wealthfirstfinserv #wealthmanagement #wealthadvisor #investing101 #investing101series #financialknowledge #financediscipline #financialliteracy #financialwisdom #gettingrich #financialfuture #finance101
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Getting Rich Fast
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Getting Rich Fast
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Put Your Money to Work
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Put Your Money to Work
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How To Choose Your Investment Advisor?

Head on to our blog mentioned below to find out.
https://bit.ly/39kAzDK
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How To Choose Your Investment Advisor?

Head on to our blog mentioned below to find out.
https://bit.ly/39kAzDK
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21 Gems of Financial Wisdom
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ESG Investing – Is it the Future?

Head on to our blog mentioned below to find out.
https://bit.ly/3twuH2P
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ESG Investing – Is it the Future?

Head on to our blog mentioned below to find out.
https://bit.ly/3twuH2P
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The fourth step is choosing the Tax Saving investments which should reflect your financial goal and your risk profile. Under section 80C there are many tax saving options like PPF, ELSS Funds, contribution towards NSC, EPF, contribution to senior citizen savings scheme, etc. We also have a health insurance premium which is allowed as a deduction under section 80D, and this section covers not just your health insurance but health insurance taken for your parents as well. Combined you can avail up to Rs.55,000 under this section. Make sure you evaluate all Investing options which offer Tax benefits.
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Categorise the amounts from step 2 according to the sections under which they're allowed as a deduction. And then determine the balance amounts from the max limit that is set under each section.

For example, lets say after step 1 it is understood that you've spent about Rs.1,20,000 already for ELSS, PPF, etc. since, we know that under section 80c, the maximum amount of deduction is Rs.1,50,000 and deducting Rs.1,20,000 we still have Rs.30,000 available. The primary objective is to exhaust the amount of deduction offered under each section to the full extent to minimize our tax liability as much as we can.

Where and how to invest these funds is the next step.
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#wealthfirst #wealth #finance #wealthcreation #financialliteracy #wealthymindset #investing #investments #investing101 #investingtips #stocks #investmentstrategies #wealthcreation #financeblogger #personalfinance #savetaxes #financetips #financegoals #wealthmanagement #taxation #taxation101 #tax #capitalgainstax #capitalgainexemption #capitalgains #capitalgain #80cc #deduction #taxdeductions #taxdeduction #deductions #financeblogger
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To understand this step, let's have a look at the following example. You list out all allowable investments that you have already made, for example ELSS investments, tax saving FD's, PPF, etc. These are covered under section 80C deductions.
Another important part of this step is research. It is crucial for everyone who wants to plan their taxes to do a bit of research to understand the different tax saving options available before making a decision as to what to invest, where to invest and how to invest.
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In this step, you analyze all your bank statements to figure out what your incomes are and how much you have earned. However if you're doing this process at the beginning of the year you'll have to forecast how much you're going to earn this year. If you're a salaried employee, its quite simple. For others you can use the previous years figures as the base and adjust the figures according to the trends. This step lays the foundation as to how you need to approach the tax saving process. Meaning, once this step is done you'll have clarity about how much your income is and how much tax you will have to pay on it. This is essential if you're investing just to ensure you don't have to pay tax because without this step you might end up investing more than the maximum amount allowed as deduction.
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#wealthfirst #wealth #finance #wealthcreation #financialliteracy #wealthymindset #wealthymindset #investing #investments #investing101 #investingtips #stocks #investmentstrategies #wealthcreation #financeblogger #personalfinance #savetaxes #financetips #financegoals #wealthmanagement #wealthymindset #taxation #taxation101 #tax #capitalgainstax #capitalgainexemption #capitalgains #capitalgain #80cc #deduction #taxdeductions #taxdeduction #deductions
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Albeit late, there is still time to planning your tax ! Though tax saving investments made at the beginning of the financial year are comparatively more rewarding. "Tax saving should be an additional perk and not a goal in itself." How to approach Tax saving for a year? We'll be taking a four step approach for this. Stay tuned to this space!
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#wealthfirst #financialadvisor #wealth #finance #financialindependence #wealthcreation #financiallyfree #financialliteracy #wealthymindset #wealthadvisor #wealthymindset #investing #investments #investing101 #investingtips #stocks #investor #investmentstrategies #wealthcreation #financeblogger #personalfinance #moneyinvestment #savetaxes #trading #financetips #financegoals #financemanager #wealthmanagement #wealthymindset #taxation #taxation101 #tax

Albeit late, there is still time to planning your tax ! Though tax saving investments made at the beginning of the financial year are comparatively more rewarding. "Tax saving should be an additional perk and not a goal in itself." How to approach Tax saving for a year? We'll be taking a four step approach for this. Stay tuned to this space!
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#wealthfirst #financialadvisor #wealth #finance #financialindependence #wealthcreation #financiallyfree #financialliteracy #wealthymindset #wealthadvisor #wealthymindset #investing #investments #investing101 #investingtips #stocks #investor #investmentstrategies #wealthcreation #financeblogger #personalfinance #moneyinvestment #savetaxes #trading #financetips #financegoals #financemanager #wealthmanagement #wealthymindset #taxation #taxation101 #tax
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Wealth First is known for Trust

  • I have known WealthFirst team for many years and have great comfort and trust in the manner they deal with all my financial matters

    M.G.Bhide
    Ex-CMD Bank of India
  • WFA takes care of all my financial worries, competently and professionally. Being looked after by the same professionals over a decade is a great comfort.

    D.M.Gavaskar
    Ex-CMD, Abbott India Ltd
  • Wealth first has been advising on my portfolio for over 10 years. I have found their advice to be insightful, balanced and pragmatic. The team is experienced and responsive.

    Prahlad Shantigram
    Ex-Head Investing Bank – SCB
  • WealthFirst has a dedicated experienced team of investment experts with integrity, honesty and consistency for providing these services.

    Jayshree Vyas
    MD, SEWA Bank
  • Ashish and Premal have played pioneering roles in spreading awareness of MutualFunds when the industry was in its nascent stage. They are very transparent and they always keep the interest of the client in mind.

    Sandeep Dasgupta
    CEO, Bharti AXA Investment Managers

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