How Shortcuts Derail Long-Term Wealth
- Equity markets are well regulated, and patient investing can compound wealth in the long run
- While the markets are volatile in the near-term, long-term returns are stable and in the range of 12%–15%
- Yet this reality often loses ground to excessive greed for making quick money
- Time and again gullible investors fall for dubious claims like “guaranteed” IPO allotments, 21-day doubling schemes, or extraordinary return claims
Who falls for it — and how
Doctors, professionals, business owners, retirees, and even senior bureaucrats have lost lakhs and crores to fake trading apps, WhatsApp investment groups, and to people impersonating as relationship managers of reputed entities.
The structure is familiar:
- clean dashboards showing steady profits
- pressure to add more capital
- complete silence when withdrawals are requested
Why it happens
- These losses are rarely driven by lack of knowledge
- They stem from misplaced trust
- Investors who fear normal market volatility often hand over large sums to unknown entities based on screenshots, testimonials, and manufactured urgency
- In many cases, people are even encouraged to borrow money to “maximize the opportunity,” leaving them with debt long after the scamsters disappeared
A simple safety checklist
Beware If any of the following are promised – this is not investing
- High returns are promised rather than discussed as probabilities
- The entity or individual is not SEBI-registered
- Withdrawals are delayed or discouraged
- Claims are made about guaranteed IPO allotment
Remember – Markets offer probability, not certainty.
– Scams offer certainty, not truth.
The Real Damage
- After being burnt by illegal schemes, many investors conclude that equity markets themselves are unsafe
- In reality, market is not the culprit, our greed of making easy money is
History has been consistent on this point:
Guaranteed high returns are not opportunities; they are warnings.
Wealth is built slowly through discipline, diversification, and patience — not shortcuts that promise certainty in an uncertain world. BEWARE
Subscribe on LinkedInPlease note that the above should not be construed as an advice from us. Our company is in the business of distribution of suitable Financial Products to investors describing product specifications, material facts and the associated risk factors. We are acting as a Distributor for these products and facilitating transactions.