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Wealth First Finserv

Term Insurance for Seniors – as Wealth transfer tool

Term (Life) Insurance as we know is a pure risk cover and is generally expensive for seniors. This is passé...
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Indian Pharma – a huge relief for investors

Material impact of the COVID – 19 pandemic and National lock-down has been catastrophic for Financial Markets. Sector wise /...
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Need for Diversification – Overseas Investments.

Rationale for international exposure through funds: Diversification: Different geographies have different risks. Also, the correlation in equity market movements are...
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Market Crash – Historic Perspective

Volatility in stock markets though worrying, is not new. Over last 20 years, we have seen several drawdowns (fall from...
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Is Investment in Commercial Property a Viable Option?

Owning commercial space is assuming importance even among retail investors.  Investors look at acquiring commercial property by availing bank loans...
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Gold as an Asset Class (Revisited)

Gold is a favorite asset class among investors. But its subdued performance during the last seven years was a dampener...
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Revisiting Nifty 50 v/s S&P 500 in the backdrop of USD movement

Great to observe that Strategy to generate “Superior Dollar Returns – Alpha over S&P” has worked exactly as it was...
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Common Myths!! Owning a House or Staying on Rent

Common Myths!!!!!! Myth 1: Buying house on loan leads to tax saving: People do not consider tax benefits under HRA...
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Should you buy a house or stay on rent?

What makes a better sense? To own a house or stay on rent? While owning a house is an emotional...
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